Is Workers' Compensation Required for My Business?

In most states, workers’ compensation is legally required if you have employees. But even if it’s not mandatory, it's a smart way to protect both your team and your business.

Workers’ comp covers medical expenses, lost wages, and rehabilitation for employees injured on the job. It also protects you from potential lawsuits.

If you run a transportation, logistics, or contracting business, the physical nature of the work makes this coverage even more critical. Check your state laws and make sure you’re compliant—and covered.