Collision vs. Comprehensive: Understanding Your Auto Insurance Options

When it comes to car insurance, collision and comprehensive are two of the most important (and often misunderstood) coverages.

Collision covers damage to your vehicle from accidents—regardless of who’s at fault. Comprehensive covers non-collision events like theft, fire, falling objects, or weather damage.

Both are essential if you want full protection for your car. Understanding the difference helps you choose the right coverage based on your needs and vehicle value.