Do I Really Need Homeowners Insurance? A Guide for First-Time Buyers

If you’re buying a home, insurance might feel like just another expense—but it’s actually one of the most important.

Homeowners insurance covers damage to your home and belongings from events like fire, theft, and storms. It also provides liability protection if someone is injured on your property.

Most mortgage lenders require it, but even if they didn’t—it’s peace of mind you don’t want to skip. Protect your biggest investment from day one.